{"id":1768,"date":"2020-04-05T21:45:06","date_gmt":"2020-04-06T01:45:06","guid":{"rendered":"http:\/\/www.karenmillar.com\/blog\/?p=1768"},"modified":"2020-04-05T21:45:07","modified_gmt":"2020-04-06T01:45:07","slug":"skip-a-mortgage-payment","status":"publish","type":"post","link":"https:\/\/www.karenmillar.com\/blog\/skip-a-mortgage-payment\/","title":{"rendered":"Skip a mortgage payment"},"content":{"rendered":"\n
\"\"<\/figure><\/div>\n\n\n\n

I trust this update finds you and your family well. Here is a little update on mortgage deferrals from our friend Sean Humphries, mortgage specialist at Dominion Lending.<\/p>\n\n\n\n

“It is imperative that you reach out to the lender and request this deferral before you miss your payment.<\/strong><\/p>\n\n\n\n

If you\u00a0need it,\u00a0<\/em>most lenders have options available to defer or skip-a-payments now but you\u00a0can not just stop making your regular payments.\u00a0<\/strong>\u00a0\u00a0

This for people who have lost income and have been directly affected.\u00a0 If your income has not be affected, please don’t call.\u00a0 Lenders are receiving about 20,000 calls per day on this.\u00a0\u00a0<\/p>\n\n\n\n

Each lender has different options.  With how quickly COVID-19 is developing, lenders are updating their policies to help you,almost on a daily basis. <\/p>\n\n\n\n

To help make it easier for you, we have listed most of Canada’s major lenders including phone numbers to their customer service departments  or links to their COVID-19 pages for you to get further details on skipping or holding payment options.<\/p>\n\n\n\n

LENDER CONTACT NUMBERS (some have direct links)<\/strong><\/p>\n\n\n\n

B2B<\/a> 1 800 263 8349
BMO<\/a> 1-877-895-3278
Bridgewater 1-866-243-4301<\/p>\n\n\n\n

Canadiana 1-877-315-1633
CIBC<\/a> 1-800-465-2422
CMLS<\/a> 1-888-995-2657
Equitable<\/a> 1-888-334-3313
First National<\/a> 1-888-488-0794
Haventree<\/a> 1-855-272-0051<\/p>\n\n\n\n

HomeEquity Bank<\/a> 1-866-331-2447
Home Trust<\/a> 1-855-270-3630
HSBC<\/a> 1-888-310-4722
ICICI 1-888-424-2422
Manulife<\/a> 1-877-765-2265<\/p>\n\n\n\n

Marathon 1-855-503-6060
MCAP<\/a>\u00a01-800-265-2624
Merix 1-877-637-4911
National Bank 1-888-835-6281
Optimum 1-866-441-3775
PC Financial 1-888-723-8881
Radius Financial 1-866-550-8227
RBC<\/a>\u00a01-866-809-5800
RFA<\/a>\u00a01-877-416-7873
RMG 1-866-809-5800
Scotia<\/a>\u00a01-800-472-6842
Servus 1-877-378-8728
Street Capital<\/a>\u00a01-866-683-8090
TD<\/a>\u00a01-866-222-3456<\/p>\n\n\n\n

Please let me know if you have any questions.<\/p>\n\n\n\n

Stay safe.<\/p>\n\n\n\n

Karen<\/p>\n","protected":false},"excerpt":{"rendered":"

I trust this update finds you and your family well. Here is a little update on mortgage deferrals from our friend Sean Humphries, mortgage specialist at Dominion Lending. “It is … [read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,1572,1518,1473,5],"tags":[1607,1604,1605,1287,1599,1600,1602,1579,672,126,27,1601,331,1539,1606,1603,6],"class_list":["post-1768","post","type-post","status-publish","format-standard","hentry","category-community","category-covid","category-covid-19","category-finance","category-real-estate","tag-assistance","tag-banking","tag-banks","tag-canada","tag-deferral","tag-deferrals","tag-dominion-lending","tag-help","tag-karen-millar","tag-karen-millar-team","tag-mortgage","tag-mortgage-deferrals","tag-mortgages","tag-ontario","tag-relief","tag-sean-humphries","tag-toronto"],"_links":{"self":[{"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/posts\/1768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/comments?post=1768"}],"version-history":[{"count":1,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/posts\/1768\/revisions"}],"predecessor-version":[{"id":1770,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/posts\/1768\/revisions\/1770"}],"wp:attachment":[{"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/media?parent=1768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/categories?post=1768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.karenmillar.com\/blog\/wp-json\/wp\/v2\/tags?post=1768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}