438 Sumach Street

South St. James Town, Toronto

438 Sumach Street, South St. James Town, Toronto

$1,165,000


Bedrooms: 2

Bathrooms: 2

Living Area: 700 sqft

Price Per Sqft: $1,664.29


About this Semi-Detached

in South St. James Town, Toronto

Tucked along a quiet stretch of Sumach Street, beneath a canopy of mature trees in the heart of Cabbagetown, this two-bedroom semi feels like something out of a storybook with the perfect blend of charm and style. Behind a literal white picket fence (yes, really) and a front garden that quietly steals the show, this is the kind of home that makes you pause before you even step inside. And once you do, it delivers. Lofty ceilings and generous windows bring in beautiful natural light, giving the main floor a wondrous sense of volume. The kitchen has been tastefully updated with form and function in mind to create a space that feels polished, practical, and ready to enjoy from day one. Out back, a private deck extends the living space in all the right ways. It's an easy setting for summer evenings, weekend barbecues, or simply a moment to unwind. The garden and deck strike that rare balance of lush enough to enjoy, but thoughtfully scaled for low-maintenance living. This home offers the privacy and charm of a freehold, with a simplicity that condo dwellers can appreciate. Upstairs, the primary bedroom opens up with vaulted ceilings that add an expansive sense of space and calm. A second bedroom offers flexibility, whether for guests, a home office, or whatever comes next. The finished lower level adds versatility, ideal as a media room, workspace, or additional bedroom. This home also features a private drive at the front, a detail that makes a meaningful difference in this neighbourhood. Just steps from Riverdale Park, Wellesley Park, and Riverdale Farm, and a short stroll to the energy of Parliament Street where cafes, restaurants, and local shops create a rhythm that's distinctly Cabbagetown. Walkability is a given, transit is seamless, and access to the DVP keeps commuting within easy reach. For those drawn to homes with personality and spaces that feel inspired, this one doesn't try too hard. It simply gets it right.

Listed by SAGE REAL ESTATE LIMITED.


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LAND TRANSFER TAX CALCULATOR


Purchase Price  
First-Time Home Buyer

Ontario Land Transfer Tax
Toronto Land Transfer Tax

Province of Ontario (effective January 1, 2017)

For Single Family or Two Family Homes

  • Up to and including $55,000.00 -> 0.5%
  • $55,000.01 to $250,000.00 -> 1%
  • $250,000.01 to $400,000 -> 1.5%
  • $400,000.01 & $2,000,000.00 -> 2%
  • Over $2,000,000.00 -> 2.5%

First-time homebuyers may be eligible for a refund of up to $4,000.

Source: Calculating Ontario Land Transfer Tax
Source: Ontario Land Transfer Tax for First-Time Homebuyers

City of Toronto (effective March 1, 2017)

For Single Family or Two Family Homes

  • Up to and including $55,000.00 -> 0.5%
  • $55,000.01 to $250,000.00 -> 1%
  • $250,000.01 to $400,000 -> 1.5%
  • $400,000.01 & $2,000,000.00 -> 2%
  • Over $2,000,000.00 -> 2.5%

First-time homebuyers may be eligible for a rebate of up to $4,475.

Source: Municipal Land Transfer Tax Rates and Calculations
Source: Municipal Land Transfer Tax Rates Rebate Opportunities


MORTGAGE CALCULATOR


     
Asking Price: Interest Rate (%):
Amortization:  
Percent Down:
Down Payment:
First Mortgage:
CMHC Prem.:
Total Financing:
Monthly P&I:
* This material is for informational purposes only.

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