640 Mary Street N

O'Neill, Oshawa

640 Mary Street N, O'Neill, Oshawa

$699,900


Bedrooms: 3

Bathrooms: 2

Living Area: 1,500 sqft

Price Per Sqft: $466.60


About this Detached

in O'Neill, Oshawa

Longing for a charming, detached older home to make your own? Have a great idea for an extra garage/flex space? Minutes walk to Dr S. J. Phillips & O'Neill C.V.I.! Parks, walking trails, hospital & shopping are all conveniently close by! This 3 bed, 2 bath home is full of character & charm & is safe & sound! Freshly painted exterior! Lovely climbing roses! Spacious main floor has new laminate floor in the front hall & kitchen! Pass-thru from the dining room to the kitchen lets in the light & features a retro eating nook! Check the floorplans; lots of room to design your dream kitchen or love it just the way it is! Mudroom off the kitchen offers more closet space & leads to the fenced backyard! Two garages- an oversized single and regular single! Imagine... home gym, yoga studio, man/woman cave, craft/hobby room... with lots of windows & hydro! Upstairs you'll find 3 bedrooms, one without a closet but there is an extra large storage closet in the hall if needed! Renovated main bath! There is also a charming study nook with a built-in desk! The finished bsmt has a separate entrance & provides more living space & features a recently redone 3 pce bathroom! Efficient hot water radiator heating (not electric baseboard!) offers several advantages- comfortable heat distribution, a longer-lasting warmth, & quieter operation compared to forced air systems. They also contribute to better air quality by reducing dust circulation. There are TWO DRIVEWAYS! It's also a great space for the kids to play as well as in the large fenced backyard! If you're looking for a character home in one of Oshawa's finest old neighbourhoods this is a must see! Extras: Laminate floor hall & kitchen '25, Bsmnt bath '22, Chimney liner '18. Main bath, garage shingles, boiler updates '16. House shingles & Bay window roof '14. Bsmnt windows & window wells '12. Front windows, paved drive, insulation '10. Back windows, wiring '04.

Listed by RE/MAX JAZZ INC..


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LAND TRANSFER TAX CALCULATOR


Purchase Price  
First-Time Home Buyer

Ontario Land Transfer Tax
Toronto Land Transfer Tax

Province of Ontario (effective January 1, 2017)

For Single Family or Two Family Homes

  • Up to and including $55,000.00 -> 0.5%
  • $55,000.01 to $250,000.00 -> 1%
  • $250,000.01 to $400,000 -> 1.5%
  • $400,000.01 & $2,000,000.00 -> 2%
  • Over $2,000,000.00 -> 2.5%

First-time homebuyers may be eligible for a refund of up to $4,000.

Source: Calculating Ontario Land Transfer Tax
Source: Ontario Land Transfer Tax for First-Time Homebuyers

City of Toronto (effective March 1, 2017)

For Single Family or Two Family Homes

  • Up to and including $55,000.00 -> 0.5%
  • $55,000.01 to $250,000.00 -> 1%
  • $250,000.01 to $400,000 -> 1.5%
  • $400,000.01 & $2,000,000.00 -> 2%
  • Over $2,000,000.00 -> 2.5%

First-time homebuyers may be eligible for a rebate of up to $4,475.

Source: Municipal Land Transfer Tax Rates and Calculations
Source: Municipal Land Transfer Tax Rates Rebate Opportunities


MORTGAGE CALCULATOR


     
Asking Price: Interest Rate (%):
Amortization:  
Percent Down:
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First Mortgage:
CMHC Prem.:
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* This material is for informational purposes only.

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